Monetization Strategy #3: Finance Charges
Finance charges. This term, vague as it may sound, is the source of perhaps more profits than the other two strategies put together.  Finance charges include all the little fees, …

That’s right! It’s not a typo.
The Federal Reserve Board put in a proposal on Monday that would prevent credit card companies from increasing consumer rates on existing debt for ANY reason other than default. This …

A big thanks to Llama Money for taking the time to host the Carnival of Net Worth, and for including my post about the 10% saving rule. Check out the Carnival here, and be sure …

Anyone familiar with online affiliate marketing knows that credit card programs offer some of the more lucrative payouts for signing up new users; with some companies offering $30 for a completed application or $160 for …

A couple of weeks ago I talked about mandatory binding arbitration and the fact that this little-known clause was, in essence, a rewrite of consumer rights. Well, I’m happy to report there may be some …

If you’ve ever taken a look at your disclosures from when you opened your account, you may be surprised to know that banking can very often come with some fees. Just like the credit card …

You can get by without a credit card, but who wants to? As if those Visa commercials weren’t annoying enough (you know…the ones where everything comes to a screeching halt when someone pays with cash …

Once in a while you might receive checks from your credit card company that are neatly attached to your monthly statement. They’ll urge you to use the checks to pay off another credit card that …

What’s an authorized user? If you have a credit card that was applied for in your name only – yet you want to give someone else access to make purchases on the card too – …

Hope you’ve all had a great weekend, and that the prospect of working tomorrow isn’t *too* frightening. This week there have been some great posts in the Personal Finance Blogosphere:

Seb over at Pinching Copper …

If we had discussed this topic several years ago, I would have said that many people were concerned about having multiple cards because they were afraid of falling behind on their payments or would feel …

Did you know that as a credit card holder, you automatically gain access to one of the most powerful tools for fighting fraud and dishonest business practices? The tool which I am referring to is …

Sometimes debt can get a little larger than we would like. After all, many people turn to credit cards to cover unexpected expenses like car repairs and medical bills, but if you do I right …

Americans are justifiably concerned about getting the most they can from their hard-earned money. It is in such situations as these that many consumers look to cut costs and save on expenses by looking to …