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	<title>Comments on: How to Talk to Creditors</title>
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	<link>http://masteryourcard.com/blog/2008/03/29/how-to-talk-to-creditors/</link>
	<description>The best Credit Card Debt Blog online</description>
	<lastBuildDate>Wed, 17 Mar 2010 10:38:55 -0400</lastBuildDate>
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		<title>By: bill</title>
		<link>http://masteryourcard.com/blog/2008/03/29/how-to-talk-to-creditors/comment-page-1/#comment-9845</link>
		<dc:creator>bill</dc:creator>
		<pubDate>Sun, 07 Dec 2008 04:19:24 +0000</pubDate>
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		<description>I cannot negotiate by phone and I belive the methods cc companies use are a form of torture

NEVER LET A CREDITOR GET YOUR PHONE NUMBER AND CHANGE IT IF THEY DO.

Your best bet. Send them a letter and kiss your credit goodbye. The relentless collection calls will break you eventually and they will win. Dont play the game</description>
		<content:encoded><![CDATA[<p>I cannot negotiate by phone and I belive the methods cc companies use are a form of torture</p>
<p>NEVER LET A CREDITOR GET YOUR PHONE NUMBER AND CHANGE IT IF THEY DO.</p>
<p>Your best bet. Send them a letter and kiss your credit goodbye. The relentless collection calls will break you eventually and they will win. Dont play the game</p>
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		<title>By: How to Handle Late Credit Card Payments</title>
		<link>http://masteryourcard.com/blog/2008/03/29/how-to-talk-to-creditors/comment-page-1/#comment-2461</link>
		<dc:creator>How to Handle Late Credit Card Payments</dc:creator>
		<pubDate>Fri, 06 Jun 2008 14:49:00 +0000</pubDate>
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		<description>[...] echo due to terminal emptiness and if you haven’t a thing to your name you can sell, you need to let your credit company know the payment will be late. Calling may mean eating a tiny bit of humble pie, but it may prevent your credit card company from [...]</description>
		<content:encoded><![CDATA[<p>[...] echo due to terminal emptiness and if you haven’t a thing to your name you can sell, you need to let your credit company know the payment will be late. Calling may mean eating a tiny bit of humble pie, but it may prevent your credit card company from [...]</p>
]]></content:encoded>
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		<title>By: Eli</title>
		<link>http://masteryourcard.com/blog/2008/03/29/how-to-talk-to-creditors/comment-page-1/#comment-510</link>
		<dc:creator>Eli</dc:creator>
		<pubDate>Sat, 29 Mar 2008 15:37:52 +0000</pubDate>
		<guid isPermaLink="false">http://masteryourcard.com/blog/2008/03/29/how-to-talk-to-creditors/#comment-510</guid>
		<description>I like the way you suggest saying &quot;...or...have to close my card and go get a different one.”  Throwing this out is a very powerful negotiating tool.  Credit card companies value your business and know there are many options out there.  Telling them you know this too, and you&#039;re willing to shop elsewhere will give them incentive to keep you around.</description>
		<content:encoded><![CDATA[<p>I like the way you suggest saying &#8220;&#8230;or&#8230;have to close my card and go get a different one.”  Throwing this out is a very powerful negotiating tool.  Credit card companies value your business and know there are many options out there.  Telling them you know this too, and you&#8217;re willing to shop elsewhere will give them incentive to keep you around.</p>
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