http://masteryourcard.com/blog/2008/03/27/the-bad-credit-repair-guide/ The best Credit Card Debt Blog online Wed, 02 May 2012 03:22:04 +0000 hourly 1 http://wordpress.org/?v= http://masteryourcard.com/blog/2008/03/27/the-bad-credit-repair-guide/comment-page-1/#comment-501 Weekend wrap-up | Pinching Copper Sat, 29 Mar 2008 10:11:09 +0000 http://masteryourcard.com/blog/2008/03/27/the-bad-credit-repair-guide/#comment-501 [...] Master Your Card has a great post on how to repair your bad credit. [...] [...] Master Your Card has a great post on how to repair your bad credit. [...]

]]> http://masteryourcard.com/blog/2008/03/27/the-bad-credit-repair-guide/comment-page-1/#comment-469 Eli Fri, 28 Mar 2008 01:44:32 +0000 http://masteryourcard.com/blog/2008/03/27/the-bad-credit-repair-guide/#comment-469 Here is something else to try. If (and this may be a big if) you can keep yourself from using it, ask credit card companies to raise your credit limit. Credit agencies look for the ratio of debt you carry on revolving loans. Ideally you don't want to carry any debt on credit cards, but if you must, raise your limit so that this carry amount is 50% or less of your available limit. Obviously, the lower ratios are better, but staying under 50% will help your credit score. Here is something else to try. If (and this may be a big if) you can keep yourself from using it, ask credit card companies to raise your credit limit. Credit agencies look for the ratio of debt you carry on revolving loans. Ideally you don’t want to carry any debt on credit cards, but if you must, raise your limit so that this carry amount is 50% or less of your available limit. Obviously, the lower ratios are better, but staying under 50% will help your credit score.

]]> http://masteryourcard.com/blog/2008/03/27/the-bad-credit-repair-guide/comment-page-1/#comment-459 Jesse Thu, 27 Mar 2008 19:48:29 +0000 http://masteryourcard.com/blog/2008/03/27/the-bad-credit-repair-guide/#comment-459 Something that is kind of along the lines of #3 is that the truth of it is that they don't want you to default on things any more than you do: they want their money and they will go to great lengths to get it. If you make it clear you have good intentions, you can generally avoid getting lots of late marks etc from them. Something that is kind of along the lines of #3 is that the truth of it is that they don’t want you to default on things any more than you do: they want their money and they will go to great lengths to get it. If you make it clear you have good intentions, you can generally avoid getting lots of late marks etc from them.

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