Where did all the Credit card offers go?
Dear Credit Card offers,
What’s up guys? Long time no see! It was only a few months ago that you were in my mailbox almost every day, and now I’m lucky if I see you once a fortnight. It seems like only yesterday you were trying to seduce me with all sorts of crazy promises. A 0% interest rate on purchases for the next 12 months? You sweet talker, you!
Of course I never fell for it, charming as you were. I know your type - you’ll say anything to get into my pants, but we both know you won’t respect me in the morning. I resented your false overtures of friendship and hollow promises. I told myself I’d die happy if you never called me again.
And yet…
Now that you don’t drop around anymore, I’d be lying if I said I didn’t miss the attention. Sometimes it’s nice to feel wanted, even if it is for all the wrong reasons.
Look, I read the news. I know that you’ve been burned a lot lately. I’m not going to be a jerk and say it’s karma (though I hope you can at least appreciate the irony), I just want to know if I’ll ever see you again.
We all get our hearts broken once in a while, ya know?
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March 19th, 2008 at 3:27 pm
Tis the joy of opting out.
March 20th, 2008 at 7:42 am
Pretty funny. Although, I never got a lot of credit card offers even though I have a respectable FICO score… so I’m not missing them that much. I do get one every now and again. I bet once the economy gets going again they’ll be right back in your mailbox.
March 20th, 2008 at 3:10 pm
We used to get as many as 7-8 a week for personal and business cards, and that’s gone down to maybe 3-4 a week now and mostly addressed to our business. And I’ve noticed that the Introductory 0% APR offers have all but disappeared, too (I think we received 1 or 2 of those in the last couple of months as opposed to 1-2 per week.)
March 27th, 2008 at 8:29 am
Not so many anymore.
Good for the environment I guess.
April 1st, 2008 at 8:26 am
I recently started a real job and paid off several cards, I have not been getting many new card offers in a new home, but the cards I already have are sending me more “checks” and other incentives to start using them and putting balance back on them from cash back for spending to lowering the rates temporarily.
I really think they are sad they are not getting any interest from me and want me to return to the dark, i.e. red, side for them.
April 1st, 2008 at 11:44 am
Nice work, Philip - stay strong. Don’t give them the satisfaction!