Comments on: Everything you wanted to know about Fico Scores*

By: Beware The Curse of The Cosigner | Master Your Card

Beware The Curse of The Cosigner | Master Your Card — Wed, 05 Aug 2009 08:12:48 +0000

[...] bear in mind that your credit report doesn’t distinguish between whether the debt is your own or that for which you’re a cosigner. [...]

By: Repairing Bad Credit and Why You Should Bother | Master Your Card

Repairing Bad Credit and Why You Should Bother | Master Your Card — Tue, 04 Aug 2009 05:09:05 +0000

[...] report is time consuming for lenders and so Fair Isaac’s created what is commonly called the FICO score. This score is comprised of various factors from your credit report and then computed to produce a [...]

By: Why You Should Think Twice Before You Cancel a Credit Card | Master Your Card

Wed, 29 Jul 2009 13:07:56 +0000

[...] of your credit score is made up of how long you have previously held credit for as this indicates that you have a good [...]

By: How Your FICO Score Impacts Your Life | Master Your Card

How Your FICO Score Impacts Your Life | Master Your Card — Tue, 28 Jul 2009 15:28:08 +0000

[...] FICO score is more than just a credit score – it can have a big effect on areas of your life that, at [...]

By: Carnival of Financial Planning - May 24 2008 Edition

Carnival of Financial Planning - May 24 2008 Edition — Tue, 15 Jul 2008 05:09:03 +0000

[...] presents Everything you wanted to know about Fico Scores* | Master Your Card posted at Master Your Card, saying, “Hi, apologies if this is in the wrong category, I [...]

By: Carnival of Financial Planning - May 24 2008 Edition [The Skilled Investor's PERSONAL FINANCE BLOG] | Financial Resource

Sat, 28 Jun 2008 14:58:21 +0000

[...] presents Everything you wanted to know about Fico Scores* | Master Your Card posted at Master Your Card, saying, “Hi, apologies if this is in the wrong category, I [...]

By: Carnival of Credit Report Stories, April 28, 2008 — Money Under 30

Carnival of Credit Report Stories, April 28, 2008 — Money Under 30 — Mon, 28 Apr 2008 14:16:52 +0000

[...] Everything you wanted to know about Fico Scores by Jonathan at Master Your Card. [...]

By: greg

greg — Sat, 12 Apr 2008 16:16:00 +0000

I have to add the following as it shows the web of deceit associated with credit scores. The three largest reporting agencies base their buisness on the inabillity, by federal banking law, of banks to speak directly to one another. The same applies to credit card companies, insurance companies, cell phone companies, etc. These three reporting agencies are not answereable to Federal Banking Law!!!! They have changed their names several times over the years for sawdy buisness practices. When every one is being blamed for sub prime loans and the credit crunch, are these agencies culpable? that is where these invalid credit scores came from and they are still making million on scores with no internal ergo no external validity. They make their money by circumventing Federal banking laws!!!!! and are not forced to be accurate or correct in their information. They sell your info to anyone who will pay for it! Bankers hate them, as their credit numbers were just another shakedown. Recho would call this a criminal enterprise.

By: Interesting Reads from Fellow Personal Finance Bloggers | Our Fourpence Worth

Sun, 09 Mar 2008 07:26:23 +0000

[...] Jonathan from Master Your Card gives a nice, concise overview of the credit score system in Everything you wanted to know about Fico Scores. [...]

By: Ginger @ Girls Just Wanna Have Funds

Ginger @ Girls Just Wanna Have Funds — Sun, 09 Mar 2008 04:18:35 +0000

Great post! I’d be interested to read your thoughts on how the current mortgage situation will affect FICO scoring models moving forward especially with the advent of the new Vantage credit scoring model. Also, will be the Beacon sore still be relevant?

By the way I’m still interested, I have been SWAMPED with work and redesigning my site so I havent been ignoring you :-)