I good tip for dealing with having lost your wallet is to get every card you own, and photocopy them front and back, and then keep this photocopy in a very safe place. This will instantly give you customer service numbers, and account numbers, and lessen a lot of the scrambling to locate that last card that you never use, but could be in the hands of some Russian mob figure.

This can easily be done on your own with thirty minutes worth of phone calls. Taking it one step further, thirty-five states currently allow consumers to “freeze” their credit reports, effectively blocking all access to credit requests in their name.”

So, how do you do this? Just call all the agencies every three months? What information do you need to get them to put a fraud alert on your account?

Thanks – I didn’t realise this was something I could do!