Without a doubt, the biggest pitfall with using a credit card is how easy it is to run up debts. Since credit cards generally charge far higher interest rates than other forms of credit like …

According to the newest data from the Federal Reserve, as of December last year revolving consumer credit card debt stood at 943 billion dollars. Revolving debt is set to reach one trillion dollars later this …

Many credit cards offer reward programs because they entice customers to spend more on their card then they otherwise would. Usually in the form of a points system, every purchase made on the card earns …

A credit card is a very powerful tool that can all too easily be misused. The following is a list of six financial habits that will get you into LOTS of trouble with your credit …

Beneath the glossy advertising and loudly trumpeted features of every credit card lies enough small print to scare even the most seasoned consumer. As painful as it might be, however, looking at the small print …

“I’m Todd Davis and what I’m about to tell is absolutely true. My social security number is 457-55-5462.”
We’ve all heard the latest commercials featuring the president of Life Lock – a company that claims to …

Don’t apply for a lot of new credit at once – Making lots of credit applications in a short period of time will severely dent your rating. Every time you apply for credit, the potential …

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Pay your bills on time – This is the single most important factor in determining your credit rating. Roughly 35% of your Fico score will be determined by your payment history, so any late payments, …

In 2004, the U.S. Congress ordered the three major credit bureaus – Experian, Equifax, and TransUnion – to craft a website to allow consumers to order their credit reports online for free, once per year.
Not …

Albert Einstein once said that Compound Interest was the most powerful force in the universe. If (like me) you have a rather hefty amount of revolving credit card debt, you’ll know this expression to be …

While there’s nothing wrong with the traditional d&m (dinner and movie) format, it’s not all that cost-effective and can easily leave your wallet over $50 lighter when the night is over. Besides, it’s hardly big …

Money is in some respects like fire; it is a very excellent servant but a terrible master. When you have it mastering you; when interest is constantly piling up against you, it will keep you …

Which features should I be looking out for?
Just like snowflakes, no two Credit Cards are exactly alike. While some cards try to tempt you with low interest rates, others have an enticing rewards program or …